About Us

How a personal experience with unfair insurance valuations led us to help thousands of drivers get the settlements they deserve.

Our Story

Car Value Report was born out of frustration - the kind of frustration that comes when you realise the system isn't working in your favour.

It started when a family member had their vehicle stolen from outside their home. After the initial shock, they filed a claim with their insurance company, expecting a straightforward process. What they got instead was a valuation that made no sense.

The car was nearly new - just 700 miles on the odometer. They'd owned it for barely a month. Yet the insurance company claimed it was only worth three quarters of what they'd paid for it. How could a car lose 25% of its value in four weeks?

The Battle for Fair Treatment

Determined not to accept an unfair settlement, they began researching how insurance companies actually value vehicles. It wasn't easy. The industry-standard valuation tools - the ones insurers use every day - aren't readily available to the public.

After weeks of persistence, they finally gained access to the same professional valuation guides the insurers rely on: AutoTrader, Glass's Guide, CAP HPI, and Percayso Vehicle Intelligence. What they discovered was shocking.

The actual valuations were significantly higher than what the insurance company had offered. Armed with this evidence, they challenged the settlement - and won. In the end, they received almost the entire sum they'd originally paid for the car.

There Had to Be a Better Way

This experience left us wondering: how many other people are accepting low-ball offers simply because they don't have access to the right information?

The Financial Ombudsman Service uses these same four valuation sources when settling disputes between drivers and insurers. If you can show that these guides value your car higher than the offer you've received, you have a strong case for a better settlement.

But most people don't know this. And even if they did, getting access to all four valuations is difficult, time-consuming, and expensive - unless you know where to look.

That's why we created CarValueReport.co.uk.

Our Mission

We believe everyone deserves access to the same tools and information that insurance companies use. Our mission is simple: to level the playing field.

With Car Value Report, you can get valuations from all four industry-standard sources in one place, in minutes. No hunting around. No expensive subscriptions. Just clear, accurate information you can use to negotiate a fair settlement.

Whether your car has been written off, stolen, or you're simply disputing an unfair valuation, we're here to give you the evidence you need to fight back.

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Find out what your car is really worth with valuations from all four sources the Financial Ombudsman trusts.

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