Challenge Your Insurance Write-Off Valuation With Confidence

Get a professional vehicle valuation report using the same industry data sources relied upon by insurers.

Please enter a valid registration
Please enter the vehicle mileage
Please select the valuation date
✔ One-off fee ✔ Instant PDF delivery ✔ Ombudsman-ready format

Valuations sourced from industry-leading organisations:

What are the steps involved?

1

Enter your details

Including vehicle registration, mileage and date the vehicle was written off/stolen:

  • You will then be able to confirm the details of the vehicle
  • With this data we can get a super accurate valuation in seconds
2

Get your report

Our reports include:

  • Up to 4 valuations approved by the financial ombudsman service
  • Pre-filled email to send to your insurer
  • Simple instructions on what to do next
  • See our sample report to see an example
3

Challenge your insurer to improve their offer

Use your report to get a better offer:

Why Our Valuation Report Works

Industry-Standard Sources

We use the exact same valuation sources the Financial Ombudsman Service relies on to settle disputes.

Instant Results

Get your comprehensive valuation report immediately. No waiting days for assessments.

Professional Format

Print-ready PDF report formatted for direct submission to insurers and ombudsman services.

Multiple Valuations

Up to four independent valuations in one report - giving you the strongest evidence base.

Ombudsman-Ready Evidence

Our reports include pre-written templates aligned with Financial Ombudsman Service guidance.

One-Time Payment

Just £14.99 - no subscription fees, no hidden costs, no percentage of your settlement.

Not Just a "Car Value" — A Formal Evidence Report

Most free car valuation tools:

  • Provide a single estimate
  • Are designed for selling your car
  • Cannot be used in formal disputes

Our report:

  • Combines multiple trade valuation sources
  • Structured for insurance negotiations
  • Suitable for Ombudsman submission
  • Delivered as a professional PDF
Feature Free Valuation Sites CarValueReport
Multiple trade sources
Formal PDF report
Ombudsman-ready format
Built for disputes

Exclusive data, not available anywhere else

We are the only service in the UK where you can access all four retail valuations used by the Financial Ombudsman Service - AutoTrader, Glass's Guide, CAP HPI, and Percayso Vehicle Intelligence - in one place.

These are the exact same sources the FOS uses to settle insurance disputes. No other service brings them all together for you.

Ready to Challenge Your Settlement?

Get your independent valuation report in minutes

Professional Valuation Report

Instant access to up to four independent valuations from industry-leading valuation guides.

  • AutoTrader: UK's largest automotive marketplace valuation
  • Glass's Guide: Industry-standard guide since 1933
  • CAP HPI: Professional motor valuation data
  • Percayso Vehicle Intelligence: Modern AI-powered vehicle valuations
  • Plus: Pre-written email template with Financial Ombudsman Service guidance and professional formatting
£14.99

One-time payment • Instant report • No hidden fees

Get Your Valuation Report

Scroll up to enter your vehicle details and get started

What Our Customers Say

★★★★★

"My insurer offered me £4,200 for my Golf. The report showed the highest valuation was £5,800. I sent them the PDF and they revised their offer within a week. Paid for itself many times over."

James T.
January 2026
★★★★★

"I was about to accept my settlement until I found this site. The report gave me the evidence I needed to challenge. My insurer increased their offer by £1,400. Absolutely worth it."

Sarah M.
February 2026
★★★★★

"Really professional report. I used it to challenge the insurance company and told them I'd go to the Financial Ombudsman if they didn't budge. They caved and I got over £10,000 more. Brilliant service."

Hannah J.
December 2025

Frequently Asked Questions

Is it legal to challenge an insurance valuation?
Absolutely. UK regulations require insurers to justify their valuations. You have every right to present counter-evidence if you believe the offer is inaccurate.
How accurate is the valuation data in the report?
We use the four companies that the financial ombudsman service use when arbitrating in disputes on write off values, it's identical.
What if my vehicle had unique features?
In addition to the valuation report we provide, you can highlight your specific options and modifications in your evidence, showing how similar vehicles with those features command higher prices.
How long does the challenge process take?
Insurers typically respond within 10 business days. If they don't engage meaningfully, regulatory escalation adds 6-8 weeks but costs you nothing.
Can this hurt my claim?
No. Presenting evidence is standard claims practice. Insurers expect informed customers to negotiate. It's business, not personal.
What vehicle types are supported?
Primarily cars and some vans (LCVs). Motorcycles and heavy vehicles are not currently supported due to valuation limitations with the providers.
Should I use a claims management firm instead?
Claims management firms charge between 18% and 36% of any additional settlement they recover for you. They use the same valuation evidence we provide. With our report, you get the same evidence for a small one-off fee and keep 100% of your settlement. Learn more about why you don't need a claims firm.